WELCOME
Tailored Financials Solutions: Your Personalized Path to Smart Loans
SHANIDA LAMBERTO NMLS 2213826
GLORY MORTGAGE, LLC NMLS 2123511
Email: loans@shanidalamberto.com
Mobile: +1(305) 508-2156
CONVENTIONAL LOAN PROGRAMS
CONVENTIONAL HOME LOAN
CONVENTIONAL HOME LOAN
CONVENTIONAL HOME LOAN
Conventional loans are for borrowers that have credit scores above 620, stable income, low debts and some down payment. This type of loan is the most common and the least complicated way to get the most flexible mortgage options.
- Fixed and adjustable rates available
- Loan terms of 10, 15, 20 and 30, flexible terms available
- Loan Amounts in
Conventional loans are for borrowers that have credit scores above 620, stable income, low debts and some down payment. This type of loan is the most common and the least complicated way to get the most flexible mortgage options.
- Fixed and adjustable rates available
- Loan terms of 10, 15, 20 and 30, flexible terms available
- Loan Amounts in 2023 up to $726,200
- For primary, secondary, and investment properties
- Down payments as low as 3% for those that qualify
- Available for Purchase and Refinance Transactions
- In higher cost of living areas, loan amounts up to $947,200
FHA HOME LOANS
CONVENTIONAL HOME LOAN
CONVENTIONAL HOME LOAN
The Federal Housing Administration (FHA), a branch of the U.S. Department of Housing and Urban Development (HUD) insures this type of mortgage. FHA Loans are more forgiving for those with blemished credit and higher debt ratios. FHA Loans are great for first time home buyers because of their flexibility, although anyone can apply.
- For Pr
The Federal Housing Administration (FHA), a branch of the U.S. Department of Housing and Urban Development (HUD) insures this type of mortgage. FHA Loans are more forgiving for those with blemished credit and higher debt ratios. FHA Loans are great for first time home buyers because of their flexibility, although anyone can apply.
- For Primary Residence and Secondary residences only
- A 3.5% payment is required, which can be gifted
- A Seller can contribute up to 6% towards the buyers closing costs.
- Requires Mortgage Insurance Premium (MIP) for the life of the loan.
- Available for Purchase and Refinance Transactions
VA HOME LOANS
CONVENTIONAL HOME LOAN
USDA HOME LOANS
The Department of Veterans Affairs (VA) offers financing for Veterans. The VA determines eligibility and will issue a certificate of eligibility to qualifying applicants.
- Must be a Veteran, Active Duty Military, or member of the Reserves.
- 100% Financing
- Buyers can borrower an additional $50,000 for home repairs
- No Monthly Mortgage Insuran
The Department of Veterans Affairs (VA) offers financing for Veterans. The VA determines eligibility and will issue a certificate of eligibility to qualifying applicants.
- Must be a Veteran, Active Duty Military, or member of the Reserves.
- 100% Financing
- Buyers can borrower an additional $50,000 for home repairs
- No Monthly Mortgage Insurance
- Closing Costs can be gifted by immediate family
- Available for Purchase and Refinance Transactions
USDA HOME LOANS
REVERSE MORTGAGES
USDA HOME LOANS
The US Department of Agriculture (USDA) offers mortgage loans in eligible areas that are considered rural. USDA will only allow a borrower to have one financed property at a time. There are some income restrictions for USDA loans. This type of loan is great for first time home buyers.
- Primary residences only
- New manufactured homes are al
The US Department of Agriculture (USDA) offers mortgage loans in eligible areas that are considered rural. USDA will only allow a borrower to have one financed property at a time. There are some income restrictions for USDA loans. This type of loan is great for first time home buyers.
- Primary residences only
- New manufactured homes are allowable
- 100% Financing Available
- With a USDA home improvement loan, there is an additional 10% of the purchase price for home repairs for distressed properties
- 30 year fixed rate terms
- House must be in a Rural Development-eligible areas.
JUMBO HOME LOANS
REVERSE MORTGAGES
REVERSE MORTGAGES
Jumbo Loans exceed the maximum loan amounts established by conventional loan limits, currently $726,200. A Jumbo Loan is right for you if you are looking to buy a high priced or luxury home.
- Financing above Conforming Loan Limits of $726,200
- Convenience of One Loan versus having Multiple Mortgages
- Purchase options available with a 5% down
Jumbo Loans exceed the maximum loan amounts established by conventional loan limits, currently $726,200. A Jumbo Loan is right for you if you are looking to buy a high priced or luxury home.
- Financing above Conforming Loan Limits of $726,200
- Convenience of One Loan versus having Multiple Mortgages
- Purchase options available with a 5% down payment with NO Private Mortgage Insurance (PMI)
- Fixed and Adjustable Rate Mortgage Options
- Loan amount available for up to $4.5 million available
REVERSE MORTGAGES
REVERSE MORTGAGES
REVERSE MORTGAGES
A Reverse Mortgage is a loan for those age 62 and older that allows homeowners to convert their home’s equity into cash with no monthly mortgage payments. These loans are backed by the Federal Housing Administration
- Primary Home
- For those 62 and older
- No Monthly Mortgage Payments
- Receive Money Monthly
ABOUT ME
I am Licensed in Florida :
Mortgage Loan Originator NMLS 2213826.
Realtor SL3494657
Notary Public HH83808
Mobile +1 (305) 508-2156
email: loans@shanidalamberto.com
Mortgage Loan Originator
I will help you in all the process...
LEGAL DISCLAIMER
This offer is made by Glory Mortgage LLC NMLS #2123511, CO Lic# 2123511, DC Lic # MLB2123511, FL Lic# MBR4498, GA Lic# 2123511, MD Lic# 25476, MI Lic# FL0023475, MT Lic #2123511, NC Lic# B-212908, TN Lic# 2123511, TX Lic # 212351, VA Lic# MC-7618, WA Lic# CL 2123511 Glory Mortgage LLC is not an agency of the Federal Government; however, is approved by HUD/FHA, Fannie Mae, Freddie Mac and Ginnie Mae. Offer is not a credit decision or a commitment to lend. Programs, fees, and interest rates are subject to change without notice.
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